Workers Compensation Insurance

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As a business owner, you likely know that accidents can happen on the job. And, that these accidents may hold you liable and result in you compensating your worker for any damages he/she was subjected to. While you’re not able to prevent these incidents from happening, you can protect yourself and establish a level of control over the risks by getting insurance. If one of your employees happens to become injured or sick, workers comp insurance helps cover medical expenses and lose wages for small businesses.

Workers’ compensation insurance usually covers:
● Medical bills
● A portion of lost wages
● Help with legal costs in the event of a lawsuit (your employee sues you)
● “Mandates initiated by certain states