Any business of any size can benefit from having the extra protection that a commercial umbrella insurance policy provides. When you exceed certain liability policy limits, commercial umbrella insurance gives you extra coverage that you’ll need to help pay for costs. How? It extends the limits of some of your primary liability insurance policies, including general liability insurance and commercial auto insurance. Without umbrella insurance, you’d be forced to pay for all of the extra costs out of pocket. This includes:
● Legal costs
● Medical bills
● Damage to other people’s property
● Judgments and settlements

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